The survey, which was conducted in 2016, asked respondents 10 questions, on which they were then given a score from 0 to 100.
In all, the average consumer score was 54. About a third of all adults in the U.S. have financial well-being scores of 50 or below, meaning they struggle to make ends meet or experience material hardship
The answer, then, is not that poor people live differently, but instead, that we create a society and an economy where people who work full time can live in the community where they work.
No amount of cutting back on luxury spending or driving extra hours for Uber can change the fact that there is literally nowhere in the country where a minimum wage job can support a family, that good union jobs have been in decline for decades, or that housing costs have priced people out of their homes. Cutting coupons, commuting by bike, and enjoying outdoor activities can’t really fix that.
So, instead of telling poor people what they should do to work around a system that’s leaving more and more people behind every year, we need to consider how the system can bend and change to better fit the needs of all people.
“The issue is not whether you’re a liberal or a conservative denomination,” she said. “That’s irrelevant. The issue is: Are you a congregation that provides a way of meaningful life for people to be able to navigate chaotic times and to be able to connect with God, to experience a new sense of the Spirit, to be able to love and be compassionate? That’s what makes religious communities vibrant, not whether they are liberal or conservative.”
I haven’t run out of salient points or evidence for my political perspective, but there is a particular stumbling block I keep running into when trying to reach across the proverbial aisle and have those “difficult conversations” so smugly suggested by think piece after think piece:
I don’t know how to explain to someone why they should care about other people.
And how is one to move up from the lower group to the higher one? Education is key, Temin writes, but notes that this means plotting, starting in early childhood, a successful path to, and through, college. That’s a 16-year (or longer) plan that, as Temin compellingly observes, can be easily upended. For minorities especially, this means contending with the racially fraught trends Temin identifies earlier in his book, such as mass incarceration and institutional disinvestment in students, for example. Many cities, which house a disproportionate portion of the black (and increasingly, Latino) population, lack adequate funding for schools. And decrepit infrastructure and lackluster public transit can make it difficult for residents to get out of their communities to places with better educational or work opportunities. Temin argues that these impediments exist by design.
When a person lives in poverty, a growing body of research suggests the limbic system is constantly sending fear and stress messages to the prefrontal cortex, which overloads its ability to solve problems, set goals, and complete tasks in the most efficient ways.
This happens to everyone at some point, regardless of social class. The overload can be prompted by any number of things, including an overly stressful day at work or a family emergency. People in poverty, however, have the added burden of ever-present stress. They are constantly struggling to make ends meet and often bracing themselves against class bias that adds extra strain or even trauma to their daily lives.
And the science is clear—when brain capacity is used up on these worries and fears, there simply isn’t as much bandwidth for other things.
Historically, the distribution of benefits was about flat. Richer people received more Social Security benefits, but that was offset by higher Medicaid and disability insurance payouts to lower-income people. But for younger cohorts, the affluent get about $130,000 more in lifetime benefits than the poor. And they find that the most simplistic forms of program cuts that involve raising the age at which you can first claim benefits exacerbates the situation.
Yeah, we’ve seen just a huge influx of resources to create charter schools and to push more choice within our public school system. What people are maybe less familiar with is the role of Bill Gates and the Gates Foundation and ushering in the Common Core. The Gates Foundation got behind the idea of the Common Core in a big way and more than any single actor in U.S. education really made the Common Core happen. That’s an astonishing achievement for private philanthropy. You know, that a wealthy couple like Bill and Melinda Gates can, through giving a few hundred million dollars, shape what is being taught to students across the country really underscores the power of private philanthropy in this age in which we live.
“The idea that moral hypocrisy hurts you among evangelical voters is not true, if you’re sound on all of the fundamentals,” said Wayne Flynt, an ordained Baptist minister and one of Alabama’s pre-eminent historians. “Being sound on the fundamentals depends on what the evangelical community has decided the fundamentals have become. At this time, what is fundamental is hating liberals, hating Obama, hating abortion and hating same-sex marriage.”
Charities almost never have good evidence that what they want to spend money on is better than what poor people would choose to spend the money on if they just got the cash themselves. I certainly don’t trust myself to know what the world’s poorest people need most.
I’ve been profoundly lucky to never experience the kind of extreme poverty that billions of people worldwide have to endure. I have no idea what I would spend a cash transfer from GiveDirectly on if I were in Jacklin’s shoes. Would I spend it on school fees? Maybe! Or maybe I’d use it to supplement my food budget. Or save for a new house. I really don’t know.
You know who does have a good sense of the needs of poor people like Jacklin? Poor people like Jacklin. They have a very good idea of what they need. And you should only give something other than cash if you are confident you know the recipients’ needs better than they do.