Charities almost never have good evidence that what they want to spend money on is better than what poor people would choose to spend the money on if they just got the cash themselves. I certainly don’t trust myself to know what the world’s poorest people need most.
I’ve been profoundly lucky to never experience the kind of extreme poverty that billions of people worldwide have to endure. I have no idea what I would spend a cash transfer from GiveDirectly on if I were in Jacklin’s shoes. Would I spend it on school fees? Maybe! Or maybe I’d use it to supplement my food budget. Or save for a new house. I really don’t know.
You know who does have a good sense of the needs of poor people like Jacklin? Poor people like Jacklin. They have a very good idea of what they need. And you should only give something other than cash if you are confident you know the recipients’ needs better than they do.